If you don't want your credits, MCMMO skills, and towns you've spent so much time building reset, then don't vote yes for a reset.
As @Amylicious said in the bullet points, a reset does mean a reset economy, as well as reset MCMMO skills. Maybe I can help shed some light on the importance of that. I've worked hard to grind skill levels, credits, and work on my town just like the rest of you. Even so, the fact of the matter is; if we carry over existing MCMMO skill levels and/or credits, the game instantly becomes unbalanced to favor those who were around before the reset.
This potential reset is part of a larger effort to increase the playerbase. xG Towny is not a private server restricted to members only or anything like that, so it doesn't make sense to carry over stats such as credits or MCMMO skills and give the players who were around before the reset a huge advantage. The only thing this leads to is another reset coming up much quicker than the last, and on and on and on exponentially.
Oh, and we might be putting the old map up for download in the event of a reset so at least you can have your builds.